VEHICLE PROTECTION SOLUTIONS
GAP Coverage for Dealerships & Vehicle Owners
Protect against unexpected financial loss with GAP coverage designed for dealerships and vehicle owners. GAP helps cover the difference between a vehicle's insurance settlement and the remaining loan balance after a covered total loss. For dealerships, it strengthens F&I offerings by providing valuable financial protection that enhances customer confidence and long-term satisfaction.
Financial Protection
Total Loss Coverage
Dedicated Support
Dealer & F&I Solutions
DEALER BENEFITS
Why Dealerships Offer GAP Coverage
GAP coverage does more than strengthen your dealership's F&I program. It helps protect customers from unexpected financial loss after a covered total loss while increasing confidence, strengthening customer relationships, and supporting long-term business growth.
Increase F&I Revenue
Strengthen your F&I program with GAP coverage that creates additional revenue opportunities while delivering valuable financial protection your customers can rely on.
Protect Customer Investment
Help customers reduce unexpected financial loss by covering the difference between their insurance settlement and the remaining loan balance after a covered total loss.
Build Customer Confidence
Providing GAP coverage gives customers greater peace of mind during vehicle ownership, helping strengthen trust, improve satisfaction, and enhance the overall ownership experience.
Strengthen Your Dealership
Differentiate your dealership by offering valuable financial protection that builds customer loyalty, enhances your reputation, and creates long-term business value.
ABOUT GAP COVERAGE
What Is GAP Coverage?
GAP (Guaranteed Asset Protection) coverage helps protect vehicle owners from unexpected financial loss if their vehicle is declared a covered total loss. When a standard insurance settlement is less than the remaining loan balance, GAP coverage helps cover the difference, reducing out-of-pocket expenses and providing greater financial peace of mind.
For dealerships, GAP coverage also strengthens F&I programs by offering customers valuable financial protection while enhancing confidence, supporting long-term relationships, and delivering additional value throughout the vehicle ownership experience.
Financial Protection
Help reduce unexpected out-of-pocket expenses by covering the difference between a vehicle's insurance settlement and remaining loan balance after a covered total loss.
Up to 96 Months of Coverage
Flexible protection options with coverage available for up to 96 months, providing long-term financial confidence throughout vehicle ownership.
Easy F&I Integration
Simple to present, finance, and integrate into your dealership's F&I process while giving customers valuable financial protection.
Greater Financial Confidence
Give vehicle owners added peace of mind with protection designed to help safeguard their investment and reduce unexpected financial burdens.
WHAT'S TYPICALLY INCLUDED
Financial Protection When It Matters Most
GAP coverage helps protect vehicle owners from unexpected financial loss after a covered total loss. While coverage varies by provider and protection plan, these are some of the financial protection features commonly included with many GAP coverage plans.
Financial Protection Features
Loan Balance Protection
Help cover the difference between a vehicle's insurance settlement and the remaining loan balance after a covered total loss.
Total Loss Coverage
Provide financial protection when a covered vehicle is declared a total loss due to theft or an accident.
Up to 96 Months of Coverage
Flexible GAP protection plans offer long-term financial confidence with coverage available for up to 96 months.
Flexible Protection Plans
Choose from coverage options designed to fit different financing terms, vehicles, and ownership needs.
Easy F&I Integration
Simple to present, finance, and integrate into your dealership's F&I process while providing valuable financial protection.
Vehicle Owner Benefits
Financial Peace of Mind
Help reduce unexpected out-of-pocket expenses after a covered total loss, providing greater financial confidence.
Protect Your Investment
Help safeguard your vehicle investment by reducing the burden created when insurance doesn't cover the remaining loan balance.
Long-Term Financial Confidence
Drive with greater confidence knowing GAP coverage can help protect you from unexpected financial obligations.
Greater Ownership Confidence
Enjoy added peace of mind throughout vehicle ownership with protection designed to support long-term financial security.
Added Customer Value
For dealerships, GAP coverage strengthens F&I programs by offering valuable financial protection customers recognize and appreciate.
Coverage varies by provider and selected protection plan.
Whether you're a dealership looking to strengthen your F&I offerings or a vehicle owner seeking added financial protection, Pneumas provides flexible GAP coverage solutions designed to deliver confidence and long-term value.
HOW IT WORKS
How GAP Coverage Works
GAP coverage helps protect vehicle owners from unexpected financial loss after a covered total loss. Whether selected through a dealership or included with your financing, the process is simple and designed to provide long-term financial confidence.
Choose GAP Coverage
Select the GAP protection plan that best fits your financing, vehicle, and long-term ownership needs.
Protection Is Activated
Coverage begins according to the terms of your selected GAP plan, providing financial protection throughout your ownership period.
Drive with Confidence
Enjoy added peace of mind knowing GAP coverage helps protect you if your vehicle is declared a covered total loss.
Coverage Helps Bridge the Gap
If your vehicle is declared a covered total loss, GAP coverage helps cover the difference between your insurance settlement and the remaining loan balance.
Financial Peace of Mind
Continue your ownership journey with greater confidence, knowing you're protected from unexpected financial obligations after a covered total loss.
WHY PARTNER WITH PNEUMAS
Trusted GAP Coverage for Modern Dealerships
Pneumas helps dealerships deliver flexible GAP coverage solutions that protect customers from unexpected financial loss while strengthening F&I programs. Our comprehensive protection products help build customer confidence, create long-term value, and support lasting dealership success through responsive service and trusted partnerships.
Dealer-Focused Programs
Flexible GAP coverage solutions designed to integrate seamlessly into your dealership's F&I process while delivering meaningful financial protection for every customer.
Flexible Coverage Options
Choose from GAP protection plans with flexible terms, including coverage available for up to 96 months, to meet a variety of financing and ownership needs.
Dedicated Partner Support
Our experienced team provides responsive guidance, product expertise, and ongoing support to help your dealership confidently present GAP coverage and enhance the customer experience.
Strengthen Your F&I Program
Enhance your dealership's F&I offerings with GAP coverage that delivers valuable financial protection, strengthens customer trust, and supports long-term business growth.
Helping Dealerships Protect Every Vehicle Investment
Trusted GAP coverage solutions designed to strengthen customer confidence, enhance F&I performance, and support long-term dealership success.
FREQUENTLY ASKED QUESTIONS
Frequently Asked Questions About GAP Coverage
Find answers to common questions about GAP coverage, financial protection after a covered total loss, and how GAP coverage benefits both dealerships and vehicle owners.
What is GAP coverage?
GAP (Guaranteed Asset Protection) coverage helps protect vehicle owners from unexpected financial loss if their vehicle is declared a covered total loss. It helps cover the difference between the insurance settlement and the remaining loan balance, reducing out-of-pocket expenses and providing greater financial peace of mind.
Is GAP coverage the same as GAP insurance?
While the terms are often used interchangeably, GAP coverage and GAP insurance can differ depending on the provider and program. Both are designed to help cover the remaining loan balance after a covered total loss when the insurance settlement is less than the amount owed.
What does GAP coverage typically include?
Coverage varies by provider and protection plan, but GAP coverage generally helps cover the remaining loan balance after a covered total loss. Some programs may also include additional benefits depending on the selected plan.
Can I purchase GAP coverage after buying a vehicle?
Availability depends on the provider and program. Many vehicle owners purchase GAP coverage during the financing process, but some protection plans may be available after purchase. Contact our team to learn more about your available options.
Why should dealerships offer GAP coverage?
GAP coverage strengthens dealership F&I programs by providing valuable financial protection that customers appreciate. It helps increase customer confidence, improve satisfaction, and create additional opportunities to deliver long-term value.
Does GAP coverage replace auto insurance?
No. GAP coverage does not replace auto insurance. Instead, it works alongside your existing insurance policy by helping cover the remaining loan balance after a covered total loss when your insurance settlement isn't enough.
How long does GAP coverage last?
Coverage terms vary depending on the selected protection plan. Pneumas offers flexible GAP coverage options with terms available for up to 96 months, providing long-term financial protection throughout vehicle ownership.
Can GAP coverage help after a vehicle is stolen?
Yes. If a stolen vehicle is declared a covered total loss by the insurance company, GAP coverage may help cover the difference between the insurance settlement and the remaining loan balance, subject to the terms of the protection plan.
Why choose Pneumas for GAP coverage?
Pneumas provides flexible GAP coverage solutions backed by responsive support, industry expertise, and trusted automotive protection products. We help dealerships strengthen their F&I programs while providing vehicle owners with dependable financial protection and greater peace of mind.
Still have questions?
Whether you're a dealership exploring GAP solutions or a vehicle owner looking for financial protection, our team is here to answer your questions and help you find the right coverage.
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