Dealership F&I Solution
GAP Coverage for Dealerships
Help your customers protect themselves from unexpected financial loss with GAP coverage designed to bridge the difference between a vehicle's insurance settlement and the remaining loan balance after a covered total loss. Pneumas helps dealerships strengthen their F&I offerings by delivering valuable financial protection that increases customer confidence, supports long-term loyalty, and creates additional revenue opportunities.
Financial Protection
Total Loss Coverage
Dedicated Partner Support
Dealer-Focused F&I Solutions
DEALER BENEFITS
Why Dealerships Offer GAP Coverage
GAP coverage helps dealerships strengthen their F&I offerings by protecting customers from unexpected financial loss while increasing customer confidence, long-term satisfaction, and dealership profitability.
Increase F&I Revenue
GAP coverage creates additional F&I revenue opportunities while delivering valuable financial protection customers appreciate after the sale.
Protect Customer Investment
Help customers reduce unexpected out-of-pocket expenses after a covered total loss by bridging the remaining loan balance.
Improve Customer Confidence
Financial protection provides greater peace of mind, strengthens customer trust, and enhances the overall ownership experience.
Enhance Your Competitive Advantage
Differentiate your dealership by offering GAP coverage that provides lasting financial security and greater ownership value.
ABOUT GAP COVERAGE
What Is GAP Coverage?
GAP (Guaranteed Asset Protection) coverage helps protect customers from unexpected financial loss if their vehicle is declared a covered total loss due to an accident or theft. When a standard insurance settlement is less than the remaining loan balance, GAP coverage helps bridge the difference, reducing out-of-pocket expenses and providing greater financial peace of mind.
Offered through your dealership's F&I department, GAP coverage delivers meaningful value by helping customers protect their vehicle investment while strengthening your dealership's F&I portfolio. Pneumas offers flexible GAP protection programs, including options with coverage available for up to 96 months, giving customers long-term financial confidence throughout vehicle ownership.
Financial Protection
Help reduce unexpected out-of-pocket expenses after a covered total loss.
Up to 96 Months of Coverage
Long-term GAP protection options provide added financial confidence throughout vehicle ownership.
Easy F&I Integration
Simple to present, finance, and include with qualifying vehicle purchases.
Greater Customer Confidence
Give customers added peace of mind with protection designed to help safeguard their financial investment.
WHAT'S TYPICALLY INCLUDED
Financial Protection When It Matters Most
GAP coverage helps protect customers from unexpected financial loss after a covered total loss. Available benefits vary by provider and plan, but commonly include the following financial protection features.
Financial Protection Features
Loan Balance Protection
Help cover the difference between the insurance settlement and the remaining loan balance after a covered total loss.
Total Loss Coverage
Provide financial protection when a covered vehicle is declared a total loss due to an accident or theft.
Up to 96 Months of Coverage
Long-term GAP protection options provide additional financial confidence throughout vehicle ownership.
Flexible Protection Plans
Offer coverage options designed to fit different financing terms, vehicles, and customer needs.
Easy F&I Integration
Simple to present, finance, and include with qualifying vehicle purchases.
Customer Ownership Benefits
Financial Peace of Mind
Help customers reduce unexpected out-of-pocket expenses after a covered total loss.
Greater Customer Confidence
Provide added reassurance by helping protect the customer's vehicle investment.
Vehicle Investment Protection
Support customers by helping safeguard the financial value of their vehicle purchase.
Enhanced Ownership Experience
Provide valuable financial protection that extends beyond the day of purchase.
Added Dealership Value
Strengthen your dealership's F&I portfolio with protection customers recognize and appreciate.
Available GAP coverage benefits vary by provider and selected protection plan. Pneumas partners with dealerships to offer flexible GAP coverage solutions that help protect customers from unexpected financial loss while strengthening F&I performance and long-term customer confidence.
HOW IT WORKS
Financial Protection When It Matters Most
GAP coverage integrates seamlessly into your dealership's F&I process, helping protect customers from unexpected financial loss while strengthening confidence, customer satisfaction, and long-term loyalty.
Offer GAP
Present GAP coverage during the F&I process as part of your dealership's protection offerings.
Customer Enrolls
Customers choose GAP coverage that best fits their financing and ownership needs.
Coverage Begins
Protection becomes active according to the selected plan, helping safeguard the customer's financial investment.
Total Loss
If the vehicle is declared a covered total loss, GAP coverage helps bridge the remaining loan balance.
Financial Confidence
Added financial protection provides peace of mind and strengthens long-term trust in your dealership.
WHY PARTNER WITH PNEUMAS
Trusted GAP Coverage for Modern Dealerships
Pneumas helps dealerships deliver flexible GAP coverage solutions that protect customers from unexpected financial loss while strengthening F&I performance, improving customer confidence, and creating long-term value through responsive partner support.
Dealer-Focused Programs
GAP coverage solutions designed to integrate seamlessly into your dealership's F&I process while delivering meaningful customer value.
Flexible Coverage Options
Offer GAP protection with flexible coverage terms, including options available for up to 96 months, to meet a variety of financing needs.
Dedicated Partner Support
Work with a responsive team committed to helping your dealership confidently present GAP coverage and deliver an exceptional customer experience.
Increase F&I Value
Strengthen dealership profitability, increase F&I value, and reinforce customer confidence with GAP coverage customers appreciate.
Helping dealerships protect every vehicle investment.
Flexible GAP coverage solutions designed to strengthen customer confidence, improve F&I performance, and support long-term dealership success.
FREQUENTLY ASKED QUESTIONS
GAP Insurance & Coverage FAQs
Find answers to common questions about GAP coverage, financial protection after a total loss, dealership benefits, and how Pneumas helps dealerships strengthen their F&I offerings.
What is GAP coverage?
GAP (Guaranteed Asset Protection) coverage helps protect customers from unexpected financial loss if their vehicle is declared a covered total loss due to an accident or theft. When an insurance settlement is less than the remaining loan balance, GAP coverage helps bridge the difference, reducing out-of-pocket expenses.
Is GAP coverage the same as GAP insurance?
GAP coverage and GAP insurance are often used interchangeably. Both help protect customers when a vehicle is declared a covered total loss and the insurance settlement does not fully satisfy the remaining loan balance. Specific benefits and coverage vary by provider and protection plan.
What does GAP coverage typically include?
GAP coverage is designed to help bridge the difference between a vehicle's actual cash value as determined by the insurance settlement and the remaining eligible loan balance after a covered total loss. Available benefits vary by provider and selected protection plan.
Can customers purchase GAP coverage when buying a vehicle?
Yes. GAP coverage is commonly offered during the vehicle purchase process through your dealership's F&I department and can often be included with vehicle financing, making it convenient and affordable for customers.
Why should dealerships offer GAP coverage?
GAP coverage helps dealerships strengthen their F&I product portfolio while providing valuable financial protection for customers. It increases customer confidence, creates additional F&I revenue opportunities, and enhances the overall ownership experience.
Does GAP coverage replace auto insurance?
No. GAP coverage is designed to complement a customer's auto insurance policy. While insurance typically pays the vehicle's actual cash value after a covered total loss, GAP coverage helps address the remaining eligible loan balance if there is a difference.
How long does GAP coverage last?
Coverage terms vary depending on the selected protection plan. Pneumas offers flexible GAP coverage options, including plans available for up to 96 months, providing long-term financial protection throughout vehicle ownership.
Can GAP coverage help after a vehicle is stolen?
Yes. If a vehicle is declared a covered total loss following a theft and the insurance settlement is less than the remaining eligible loan balance, GAP coverage may help bridge the difference, subject to the terms of the selected protection plan.
Why partner with Pneumas for GAP coverage?
Pneumas helps dealerships offer flexible GAP coverage solutions backed by responsive support, dealer-focused programs, and automotive protection products designed to strengthen F&I performance and improve customer confidence.
Still have questions?
Our team is here to help you explore flexible GAP coverage solutions that deliver greater value for your dealership and your customers.
RELATED PROTECTION PRODUCTS
Build a Complete F&I Protection Portfolio
GAP coverage is one part of a comprehensive F&I strategy. Explore additional automotive protection products that help increase dealership profitability, strengthen customer confidence, and deliver lasting value throughout vehicle ownership.
Vehicle Service Contracts
Protect customers from unexpected mechanical repair costs after the factory warranty expires while increasing long-term dealership value.
Roadside Assistance Programs
Give customers added confidence with dependable roadside assistance designed to provide emergency support whenever unexpected vehicle issues occur.
Vehicle Theft Protection
Help protect customers against vehicle theft with advanced security solutions that provide recovery support and greater ownership confidence.
